10 secrets of general insurance that you may not know 🧠

General insurance is known as non-life insurance that protects against financial loss caused by unexpected events, such as accidents, theft, or damage to property, but there are a few things you should know to make the most of your coverage.

1. You can save money by comparing policies from different companies.

2. You may be eligible for discounts if you bundle multiple policies, have safety features on your car or home, or have a good driving record.

3. You don't have to use your insurance company's preferred repair shops/garages.

4. You can file a claim for minor damage, even if it's caused by your pet or a natural disaster.

5. You can file a claim for lost or stolen belongings, or for damage caused by another person's negligence.

6. Make sure you understand your policy before you need to file a claim.

Here are some additional tips for saving money on general insurance:

· Raise your deductible - A deductible is the amount of money you have to pay out of pocket before your insurance company starts paying. Raising your deductible can lower your premium, but it's important to make sure you can afford to pay the deductible if you need to file a claim.

· Take advantage of low mileage discounts - Many insurance companies offer discounts to drivers who drive fewer miles each year.

· Ask about group insurance - If you are a member of a professional organization or other group, you may be eligible for group insurance discounts.

· Review your coverage regularly - As your life changes, make sure to review your coverage regularly to make sure it still meets your needs.

By following these tips, you can save money on general insurance and get the best possible coverage for your needs.

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