Do you know Hit & Run Motor Vehicle Accident Cases can be Compensated! 🏍🛣 🚙

Hit and run motor vehicle accidents are those in which the driver of the at-fault vehicle flees the scene of the accident. This type of accidents are very stressful for victims and their families. Since details of offending vehicle are not known, the injured victim or the legal heir of the deceased cannot claim compensation through the Motor Accident Claims Tribunal (MACT).

India has the highest number of road accidents in the world. Various reasons such as rash and negligent driving, poor road infrastructure, inadequate lighting, improper signage and potholes are some of the major causes of road accidents in the country. Many roads are not designed properly resulting in accident-prone stretches.

Condition of the vehicles also play a significant role in road accidents. Non availability of immediate medical aid to the grievously injured accident victims, especially during the golden hour period, results in deaths in many instances where lives could have been saved.

Hit and Run Motor Accidents Scheme-2022 comes to the aid of such victims and their families (erstwhile Solatium Fund Scheme, 1989).

The Ministry of Road Transport and Highways (MoRTH) set up the Motor Vehicle Accident Fund for providing compensation and cashless treatment to victims of hit and run motor accidents.

General Insurance (GI) Council has been designated for management and maintenance of accounts for payment of compensation to victims of hit and run and for cashless treatment.

Compensation to Victims of Hit & Run Motor Accidents Scheme -2022 is below

Rs. 2 lakhs for death (earlier it was Rs 25,000)

Rs. 50,000 for grievous hurt (earlier it was Rs 12,500).

Procedure for claim payment is as follows:

1. Application seeking compensation is made by the claimant or legal representative of the deceased to the Enquiry Officer of the Sub-Division in which the accident has taken place.

2. The Enquiry Officer enquires and collects First Accident Report, Postmortem Report, Death or Injury Certificate from the concerned authorities and ID proof and Bank A/c details from the claimant. He submits his report along with the supporting documents to the Claim Settlement Commissioner within 30 days.

3. The Claim Settlement Commissioner sanction the claim amount and communicate with supporting documents to General Insurance Council within 15 days of the receipt of Enquiry report.

4. The General Insurance Council (GIC) makes payment to the bank account on receipt of sanction order and relevant documents to claimant or legal representative of deceased within 15 days.

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