Ruswaps India

Sanchar Sathi is a comprehensive telecom service in India introduced by the government of India under Digital India initiative to empower mobile subscribers, strengthen their security and increase awareness. Sanchar Saathi contains various modules like CEIR (Central Equipment Identity Register), TAFCOP (Telecom Analytics for Fraud Management and Consumer Protection) etc. In addition, provides latest updates and awareness material on different aspects related to end user security, telecom and information security. CEIR (Central Equipment Identity Register) module facilitates tracing of the lost/stolen and blocking of lost/stolen mobile devices in network of all telecom operators so that lost/stolen devices cannot be used in India. Anyone tries to use the blocked mobile phone, its traceability is generated. Once mobile phone is found it can be unblocked on the portal for its normal use by the user. TAFCOP (Telecom Analytics for Fraud Management and Consumer Protection) module e...

Digital transformation is rapidly reshaping the general insurance industry, enabling insurers to better understand their customers, develop more personalized products, automate manual processes, fraud detection and improve operational efficiency. Here are some key ways that digital transformation is impacting the general insurance industry: Robotic process automation (RPA) is a software technology that automates repetitive and rule-based tasks. Eg: Data entry and processing, Order processing, Invoice processing, Customer service tasks, Financial reporting, IT support tasks etc. Artificial intelligence (AI) is transforming claims and underwriting in the general insurance industry in a number of ways. Eg: In Claims: Triaging,  Investigation , Claims processing, Fraud detection etc. In Underwriting: Risk assessment, Pricing and New product development etc. Predictive insurance analytics is the use of historical data and machine learning algorithms to predict futu...

  Private insurance companies in India are more technologically advanced than Public Sector Undertaking insurance companies (PSUs). This is partly due to the fact that PSUs are government-owned and operated. Private insurance companies have been quicker to adopt new technologies to improve their customer experience, operational efficiency and product innovation. They have been more responsive to changing customer needs and have introduced a wider range of innovative products. PSU Companies have traditionally relied on branches and human agents to sell and service policies. They are more cautious about introducing new products. Here are some specific examples of how private insurance companies are using technology to differentiate themselves from PSUs: ·     Chatbots to provide customer service and support and even generate personalized quotes. ·      Artificial intelligence (AI) to improve underwriting and claims processing capabilities. ·     ...

Hit and run motor vehicle accidents are those in which the driver of the at-fault vehicle flees the scene of the accident. This type of accidents are very stressful for victims and their families. Since details of offending vehicle are not known, the injured victim or the legal heir of the deceased cannot claim compensation through the Motor Accident Claims Tribunal (MACT). India has the highest number of road accidents in the world. Various reasons such as rash and negligent driving, poor road infrastructure, inadequate lighting, improper signage and potholes are some of the major causes of road accidents in the country. Many roads are not designed properly resulting in accident-prone stretches. Condition of the vehicles also play a significant role in road accidents. Non availability of immediate medical aid to the grievously injured accident victims, especially during the golden hour period, results in deaths in many instances where lives could have been saved. Hit and Run Mot...

I nsurance is a complex financial product, and it is important for consumers to have a good understanding of how it works before they purchase a policy. Consumer education helps consumers to: ·           Understand the importance of insurance and the different types of products available ·          Choose the right insurance policy for their needs ·          Understand their rights and obligations under an insurance contract ·          File and settle claims in a timely and efficient manner ·          Helps to avoid making common mistakes, such as buying too much or too little insurance, or buying a policy that does not meet their needs. ·           Also help to protect policyholders from fraud and abuse by dishonest insurance agents or companies. Here...

eCourts is a pan-India project initiated by the Department of Justice, Ministry of Law and Justice, Government of India, for providing information and communication technology (ICT) facilities to the Indian Judiciary. It is a multi-crore project covering the High Courts, District Courts, and Subordinate Courts. T he eCourts project aims to achieve the following objectives: ·          To provide efficient and time-bound citizen centric service delivery. ·          To develop, install, and implement decision support systems in courts. ·          To automate the processes to provide transparency of information access to its stakeholders. ·          To enhance judicial productivity both qualitatively and quantitatively. ·          To make the justice delivery system affordable, acce...

  The Ayushman Bharat Digital Mission (ABDM) is a flagship initiative of the Government of India to create a national digital health ecosystem that will enable seamless sharing of health records across healthcare providers and empower individuals to manage their own health. The mission has four key building blocks: ·          Unique Health ID (UHID): A unique identifier for every individual in the country. ·          Health Registries: Registries of healthcare professionals, healthcare facilities, and digital  health solutions. ·           ABHA (Ayushman Bharat Health Account): A personal health record (PHR) that individuals can use to store and manage their own health data. ·          Health Data Exchange (HDE): A secure and interoperable platform for sharing health data between different stakeholders in the healthcare ecosystem. Th...

  Newspapers play an important role in society by providing citizens with information about current events, both local and global. Newspapers cover a wide variety of fields such as politics, business, sports, art, and science. They often include materials such as opinion columns, weather forecasts, reviews of local services, obituaries, birth notices, crosswords, editorial cartoons, comic strips, and advice columns etc. But, ink used in newspaper is a complex mixture of chemicals, containing: ·          Carbon black:  A black pigment that is derived from petroleum. ·          Dyes:  Colored pigments that are used to produce different colors of ink. ·          Binders:  Polymers that hold the ink together and allow it to adhere to paper. ·          Solvents:  Liquids that dissolve the other in...

The Start-Up India scheme is a flagship program of the Government of India launched in 2015 to promote entrepreneurship and job creation among Scheduled Castes (SCs), Scheduled Tribes (STs), and Women entrepreneurs for setting up a greenfield enterprise. The scheme is open to a viable business plan for a variety of purposes, such as setting up a manufacturing unit, service sector enterprise, or trading business. Here are some of the key benefits of the Start-Up India scheme: ·          It provides easy access to credit for SC/ST and women entrepreneurs. ·          It facilitate bank loans between Rs. 10 lakh and Rs. 1 crore ·          It helps to reduce unemployment and poverty. ·          It promotes entrepreneurship and job creation. ·          It contributes to the economic growth...

The "Insuring India by 2047" an ambitious vision where every citizen has an appropriate life, health and property insurance cover and every enterprise is supported by appropriate insurance solutions. India has a young and growing population, and its economy is rapidly expanding. This presents a tremendous opportunity for the Indian and Global insurance sector. However, there are also some challenges that need to be overcome in order to achieve this vision. One challenge is the low level of awareness about insurance among the Indian public. Another challenge is the lack of access to insurance products for many Indians. Insurance products are often perceived as being too expensive and complex for many people. Additionally, the insurance distribution network in India is not as well-developed as in other countries. The IRDAI is working to address these challenges through a number of initiatives, including: Developing new insurance products that are more affordable and accessibl...

General insurance is known as non-life insurance that protects against financial loss caused by unexpected events, such as accidents, theft, or damage to property, but there are a few things you should know to make the most of your coverage. 1. You can save money by comparing policies from different companies. 2. You may be eligible for discounts if you bundle multiple policies, have safety features on your car or home, or have a good driving record. 3. You don't have to use your insurance company's preferred repair shops/garages. 4. You can file a claim for minor damage, even if it's caused by your pet or a natural disaster. 5. You can file a claim for lost or stolen belongings, or for damage caused by another person's negligence. 6. Make sure you understand your policy before you need to file a claim. Here are some additional tips for saving money on general insurance: ·       Raise your deductible - A deductible is the amount of money you have to pay...